Fixed Rates as Low as
2.875% (3.066% APR)
 
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Our Rates September 22, 2017

RatesAPRPoints
30 YEAR FIXED 3.750% 3.798% NO POINTS
15 YEAR FIXED 3.000% 3.087% NO POINTS
10 YEAR FIXED 2.875% 3.066% NO POINTS
7 YEAR ARM 3.250% 3.708% NO POINTS
5 YEAR ARM 3.125% 3.728% NO POINTS


What Clients are Saying About Us
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Robert H.

I refinanced to a 15 year fixed APR with Alan and Damaris at B2Funding just this fall. My coworker and I did a simple Google search and saw this company was offering refinancing with no closing costs and no points. Furthermore, their interest rates were among the lowest on the website. I thought this was too good to be true. I concluded that I had nothing to lose so I contacted Alan and got the ball rolling. This was a whole new experience for me and quite overwhelming at times. B2Funding was able to get through obstacles that occasionally popped up during the process. They would call every time the lender needed additional info and performed very well being the middle man. When I told B2Funding that I would like to get the refinance completed ASAP because of personal reasons, we were able to finish closing in just 3 weeks from that point. B2Funding even set up a closing to accommodate my vacation in Wisconsin. In the end I was very satisfied as I closed with an incredibly low interest rate. B2Funding also kept their word on the no closing costs. I am happy and eager to start paying down my principal even more!

Source: Yelp Reviews - 5 out of 5 Star Review

Pan Oliver

Steven is very professional and accountable. As a new property buyer, I have tons of questions and I am much more undetermined . He has spent as much time as I need, responded very quickly each time as well. He is very patient with all my questions and always provides clear answers. Meanwhile, he always try every possible way to ensure I get the best from market.

Source: Yelp Reviews - 5 out of 5 Star Review

Nicole P.

Steve Schmidt at B2 Funding helped my fiance and I to purchase our first home. He beat 2 other rate quotes by an entire point, and we came to closing with no other cash but our down payment. Being first time buyers, I was so stressed out and panicky the whole time and Steve let me call him 3-4 times a day sometimes with all of my questions. He was very patient and understanding. Not only did we get the best rate from B2 Funding, but we were even able to close a week early. At closing our lawyer and agent commented about how smooth of a closing it was. Steve and Anna tracked down all the needed paperwork from the seller and title companies, they figured out the best way to apply our closing cost credits, and really took our goals ...

Source: Yelp Reviews - 5 out of 5 Star Review

Google Reviewer

I have to start off saying that this company is the best.. I am saying B2 funding is the best because I did go a another lender (a very big bank) only took a month and a half ! to say that I wouldn't be qualified for a loan!! I was so disappointed and didn't know what to do. I called B2 funding and the man who answered the phone was Steven Schmidt. I explained what had happened, he assured me that he can get my loan approved in less than 2 weeks which sounded dramatic. However, I didn't had any option at that point and just started my application process.. Steven Schmidt is the name, he sent me an email regarding the docs that he needed in one email and didn't bother me after that. He has so much knowledge in the whole process, very responsive and he did keep his word, approved the home loan within 2 weeks and I am a home-owner now!! Wow.. such an amazing experience. Last but not the least, Ms. Anna Naprasnikova was the loan processor.. she is also extremely efficient and responsive. Overall an amazing experience.. I would strongly recommend B2 funding to anyone who wants to buy a home and have a peaceful closing

Source: Yelp Reviews - 5 out of 5 Star Review

Nathan J.

Steve and Anna both did a great job for us! B2Funding was the best rate we could find for our mortgage with the most favorable incentives. The initial quote Steve gave us was honest and accurate. In purchasing several homes over the past decade, we've really seen how the lending rules have tightened, and we brought a fairly complicated situation to the table. Steve Stembel was on top of all the latest rules and laid things out very clearly for us. He was patient and creative with helping us figure out how to make things work given our specific situation. We ended up moving our close date forward by a few weeks, and Steve and Anna were great at helping us expedite the process. In the end, our closing was delayed by 2 days while waiting for the final approval, but I feel that was forgivable, given our requested change in timeline later in the process. Thanks Steve and Anna! I'd be happy to do business with you both again.

Source: Yelp Reviews - 5 out of 5 Star Review

Eran B.

B2 Funding was awesome. I was almost ready to close with a different lender when I decided to give B2 Funding a chance since they received very favorable reviews online. It was a great decision as Steve Stembel from B2 was able to save me almost 5000$!!! He also provided an accurate GFI and personal support throughout the entire process. I highly recommend working with B2 funding.

Source: Yelp Reviews - 5 out of 5 Star Review

Ray X.

I just finished my refinance with Alan's firm. Alan and his team made a lot of effort to explain the process to me and to make sure that I was comfortable every step on the way. Alan is a man of his word, a man that you can trust. Work with Alan to address your finance needs!

Source: Yelp Reviews - 5 out of 5 Star Review

Dylan S.

Alan and Anna were a pleasure to work with. Both were friendly, efficient, and caring. Always available to answer questions or address concerns. Would highly recommend!!

Source: Yelp Reviews - 5 out of 5 Star Review

Ray ‎ - Sep 27, 2011

I just finished my refinance with Alan's firm. Alan and his team made a lot of effort to explain the process to me and to make sure that I was comfortable every step on the way. Alan is a man of his word, a man that you can trust. Work with Alan to address your finance needs!

Source: Google Reviews - 5 out of 5 Star Review

Slava ‎ - Jun 13, 2011

Thanks, Alan and Anna. You did a great job!!! We searched for a company that could help refinance our mortgage loan and were lucky to stop at B2 Funding site that offered one of the lowest rate and closing costs. We experienced unpleasant surprises during the previous closing 4 years ago so we were suspisious and did not believe in those rates/costs expecting they could be suddenly increased or hidden costs could appear. We had back and forth communications asking questions (usually by email) and later Alan gently informed us that we helped him to set up a new record in the number of emails received on a single day. A2 (as how Alan and Anna's team could be named) from B2 Funding leaded us through refinancing process fast and confidently and moreover it was secure and convenient. In a month we got those low rate and even lower closing costs on our new refinanced loan. No doubts we would recommend to everybody to call Alan/Anna for refinancing their property.

Source: Google Reviews - 5 out of 5 Star Review

Cmishra ‎ - Apr 27, 2011

We recently refinanced with Alan. He gave us a very good rate and was flexible enough to work with my old title company to save us money. The transaction was very smooth and transparent. CP Mishra

Source: Google Reviews - 5 out of 5 Star Review

Holly ‎ - May 19, 2011

Even though I was not able to close a loan with B2Funding, I would strongly recommend this company to anyone who are looking for mortgage. Alan @ B2Funding was very responsive, and helpful. Whenever I emailed, Alan would repond back quickly. Would definitely come back to B2F for mortgage needs. Holly

Source: Google Reviews - 5 out of 5 Star Review

Mahwish ‎ - Mar 17, 2011

My parents are done signing their life away and B2 Funding was there to help throughout the process. I really do appreciate them putting up with my questions and keeping their cool. This experience was a practice for me. But rest assure that they have not seen the last of me; when I am ready to buy for myself, B2 Funding will be the one I come to!!! ~Mahwish (Las Colinas, TX)

Source: Google Reviews - 5 out of 5 Star Review

Bob ‎ - Mar 4, 2011

B2 Funding helped be become a first -time home owner! B2 Funding is a very honorable company. I worked with Alan and Anna. I would strongly recommend this group to anyone looking to purchase or re-finance a home. I was able to close on my home in less than 3 weeks! B2 Funding was able honor a very low rate and low fees. I know it sounds too good to be true, but there was absolutely no hidden charges! I plan to work with B2 Funding again as they are a pleasure to do business with. Bob

Source: Google Reviews - 5 out of 5 Star Review

Jeff ‎ - Feb 23, 2011

JOB WELL DONE!!!! Refinanced with Alan and Anna and both did a great job. They are on top of the details, serviced us with great customer service. Our rate was fantastic 1/4 lower compared to what anyone else was offering and delivered on all what was promised at closing. I would use them again. Jeff

Source: Google Reviews - 5 out of 5 Star Review

KarmaYogi ‎ - Feb 19, 2011

We recently refinanced our home in Round Rock ,Tx. Found B2 Funding from bankrate. Alan was very helpful in providing sound financial advise and their Underwriter was great to work with . I will strongly recommend working with them. My closing agent said 2 things 1.20days from start to finish is great (She even noted down B2 Funding for her own refinancing. She said she does about 6 closing a day!!) 2.The rate was amazing. She mentioned this is the lowest she has seen in 90days... I felt good working with these professionals. They always responded to my queries in a timely fashion . If you are thinking of financing or refinancing don't hesitate. i have refinanced and financed 2 homes. i never dealt with anyone who not only acted in a timely fashion but also worked diligently in collection required for the process. Good luck and God bless!!!

Source: Google Reviews - 5 out of 5 Star Review

Mr. Smith ‎ - Feb 18, 2011

I ended up working with B2 Funding after the company I was working with had dragged their feet for two months and with only a few days before closing we still didn't have any commitment in place. I decided to contact several companies that I found on Bankrate.com as an insurance policy since it seemed the first lender that was based out of Austin didn't know what he was doing. I worked with Alan Basov who was FANTASIC!!! He took my application and called back within minutes, we had accomplished in one day what took the Austin broker weeks to accomplish. I was approved the same day and we had our appraisal back within 48 hours. After 4 days our loan was ready to close and B2 Funding notified the title company. The following week we closed on our purchase after only 8 days from my initial contact with Alan. It was too good to be true at first but they delivered on what they promised and far over exceeding my expectations. My Realtor mentioned that it was the most impressive mortgage transaction she has seen in years and will also refer her clients to B2 Funding. Both Alan and his assistant Anna were proactive with phone calls and emails, picked up my calls and answered my questions every single time. Not to mention that we received a rate and closing costs that was much lower than what other companies had offered us. A few days after closing I received a call from the Austin based broker asking me for more paperwork LOL. I'm glad that I found B2 Funding and gave them a shot. TOP NOTCH and very ethical!!!! Mr. Smith - Houston

Source: Google Reviews - 5 out of 5 Star Review

Rahul ‎ - Jan 29, 2011

B2 Funding (B2F) team is fast and very responsive. I never felt that, I am left behind and not informed. I closed my loan in less then 3 weeks few days back. When I talk to Alex very first time over the phone he send me a GFE within an hour or two. No other lender send me a GFE until I call/email them multiple time. B2F is very competitive. They will offer you best interest rate and lowest closing cost in market. I still regret not closing my loan bith B2F when I talk to Alex very first time in Sep 2010. I decided to go with a local company in Texas. That company was not able to close after 5 weeks and I had to leave for a month long family vacation to India. The first thing I did after coming back to US is, call Alex. I did called couple other lenders next day and they said there is no way they can offer what B2F offered me. I will highly recommend B2 Funding.

Source: Google Reviews - 5 out of 5 Star Review

Eduardo ‎ - Jan 27, 2011

Really happy with B2 Funding. I was frustrated trying to work with a company based in Austin. It was really a pain every email or call that I needed to do to make them work at my refinance. Well I got tired and decided to look elsewhere. Then I found this company B2 funding. I sent them an email and in less than 1 hour I was contacted by Alan. In less than 3 hours I got a GFE that was even better than the previous company. I spent 3 week with the other company and Alan found a solution in less than 3 hours. After that, the whole process was as smooth as the beginning. I really recommend this company. Eduardo, North Dallas, TX

Source: Google Reviews - 5 out of 5 Star Review

Colin ‎ - Jan 27, 2011

The team at B2 Funding worked with me to find the best mortgage and to provide support when lenders came back to request additional information. While the timing for the funding and close didn't meet my expectations, it was due to the lender funding the mortgage and not B2 Funding. I'd work with them again. - Colin Elliott, Houston, TX

Source: Google Reviews - 5 out of 5 Star Review

ntbroker ‎ - Jan 12, 2011

Refinancing with B2 was simple. After calling around 5 other lenders and got their numbers for rate. cost etc.. during my research I came across B2 funding low rates. Called them to see if the rates are as low as advertised, and sure enough. Alan gave me the strait numbers and decided to go with them. One thing I really enjoyed is the personal attention I received from everyone on the team. All my calls were answered or returned in timely manner. Even after my rate lock period expired due to issues beyond our control, they were able to work with me on the lowest rate possible at the time. Again, they never tired of working with me and getting everything ready for smooth closing. I truly enjoyed working with Anna and Alan and would do it again if I have another house. Thank you B2 for your great customer services. Fuad

Source: Google Reviews - 5 out of 5 Star Review

Sheyenne ‎ - Jan 5, 2011

Did a refinance with these guys. I was leery at first because their rates and closing costs were very low and I thought at some point I was going to have more fees sprung on me, but that never happened. I got the loan rate promised, and my closing costs ended up being even a little lower than expected. We did a really fast close as well. Everything was very smooth and I'll definitely be recommending this company to my friends and family in the future.

Source: Google Reviews - 5 out of 5 Star Review

Mike Cherches, Houston

"Thank you so much for working with us to refinance our home. You did a wonderful job and were very helpful with all of my questions. My wife and I agree that this was the easiest loan process we have ever experienced! I will refer any friends that mention looking for mortgage funding."

Source: Google Reviews - 5 out of 5 Star Review

By Guest46194 - Oct 11, 2010

Buying a home is usually the largest investment a person makes and was naturally one of the most important decisions I ever made. I'm glad I chose B2 Funding to finance my home. As a first time home owner, I have to admit that I was a little afraid of going through the whole process of taking out a loan. Fortunately, Alex at B2 Funding was friendly, competent, and he cared about which type of mortgage was best for me, not what was best for their pocketbooks. They considered my financial situation, went over my short and long term goals, helped me decide between a fixed interest rate or an adjustable interest rate, and considered how long I expected to be in my home before advising me on my mortgage. I was impressed that they understand that there is no one-size-fits-all mortgage and I would highly recommend B2 Funding to all my friends and relatives in the Houston area who are considering buying a home

Source: Superpages / yellowpages Reviews - 5 out of 5 Star Review

 

 
 

Equal Housing Lender. Figures deemed reliable, but errors may occur. Rates and terms subject to change without notice. This is not an offer to make a loan or to make a loan on any particular terms. All loan applicants must qualify under the underwriting requirements and satisfy all contingencies of loan approval. NMLS # 324286 Regulated by the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705 - www.sml.state.gov - In Illinois Regulated by the Department of Financial and Professional Regulation - Division of Banking License # MB.6760918 http://www.idfpr.com/Bankingdefault.asp

Main Toll Free: 877-781-9777
Texas Location:
Address: Texas Office - 7100 Regency Square Boulevard, Suite # 230-04, Houston, Texas 77036
Texas Office: 713-300-1008
Texas Fax: 713-893-6080
Illinois Location:
Address: Illinois Office - 1901 Raymond Drive, Suite # 1, Northbrook, IL 60062
Illinois Office: 847-400-0600
Illinois Fax: 847-574-8301
© Copyright 2011 - B2 Funding Corporation