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Adjustable Rate Mortgages (ARMS) For Home Purchases


Adjustable-rate mortgages normally offer lower initial monthly payments than fixed-rate mortgages. Other benefits of ARMs include: opportunity to qualify for a larger loan, lower payments, and the ability to save money in the short-term. Borrowers who are comfortable taking on risks or who feel their income will increase to cover possible payment increases often make this choice. Once the introductory period of the ARM is up, you may be able to refinance into a fixed-rate mortgage.

Benefits to an Adjustable Rate:

Rates can be lower than fixed rates
More risk than traditional fixed rate
No prepayment penalties on ARMs
Let B2 Funding answer all the questions that you have about adjustable rate loans. These types of loans can really help you in the beginning of home ownership. You should also consider how long you are planning in staying in your home. How long do you think it will be before you sell and either upgrade or move? This is an important matter to consider because you might find that you would want to sell before the rates go up. This way you can enjoy your home while you still are there enjoying the lowest rates possible.

We can help you find the right loan for your specific needs, let one of our loan experts guide you through the process:
Contact B2 Funding
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Proudly Serving Texas and Illinois




​Texas Location:

7100 Regency Square Blvd 
Suite # 230-04,
Houston, Texas 77036

Office: 713-300-1008
Fax: 713-893-6080

NMLS # 335991



​Illinois Location:

1727 Ellendale Drive
Northbrook, IL 60062
Office: 847-400-0600
Fax: 847-574-8301

NMLS # 324286

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Equal Housing Lender. Figures deemed reliable, but errors may occur. Rates and terms subject to change without notice. This is not an offer to make a loan or to make a loan on any particular terms. All loan applicants must qualify under the underwriting requirements and satisfy all contingencies of loan approval. NMLS # 324286 Regulated by the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705 - www.sml.texas.gov - In Illinois Regulated by the Department of Financial and Professional Regulation - Division of Banking License # MB.6760918 http://www.idfpr.com/Bankingdefault.asp
In accordance with Section 326 of the USA PATRIOT Act of 2001, B2 Funding is required to obtain a copy of the documents used in identifying our new account customers. This notice is being provided to you for adequate notice given under this act. All trademarks, logos, trade names mentioned, used, or displayed on this site are owned by B2 Funding or otherwise are authorized for our use. You may not display or reproduce them without the prior written consent of B2 Funding. You may not remove, obscure, or otherwise modify any copyright, trademark, confidentiality or other proprietary rights notices displayed on, embedded in, or otherwise appearing in any Content offered by, viewed on, or received through this site.

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  • Home
  • Products
    • Homebuying Loans >
      • Fixed-Rate Loans
      • Adjustable-Rate Loans
      • Convential Loans
      • FHA Loans
      • VA Loans
      • USDA Loans
      • Jumbo Loans
    • Refinance Loans >
      • Fixed-Rate Refinance
      • Adjustable-Rate Refinance
      • Convential Loans
      • Cash Out Refinance
      • FHA Refinance Loans
      • FHA Streamlining Loans
      • VA Refinance Loans
      • VA IRRRL Loans
      • USDA Loans
      • HARP Loans
  • Resources
    • FAQ
    • Prepare
    • Helpful Links
    • Definitions
    • Mortgage News
    • Credit Scoring
    • Mortgage Calculator
  • Contact Us
    • Directory
  • Testimonials
  • Apply Now